Asset-based lending refers to loans secured by a wide variety of assets. Businesses can borrow money using the liquid, current assets of the company (such as accounts receivable and/or inventory) or the fixed assets of a business (such as plant, property, and equipment) as collateral. Asset-based loans also can include equipment loans and real estate mortgages.

GE Capital, Healthcare Financial Services relies on the value of the underlying collateral to minimize your loan's credit risk. We can develop a customized financing solution that will grow as your company grows. For example, a revolving credit facility could be designed to provide a higher credit limit as your business increases its borrowing base, provided certain key operating ratios are maintained. As your company's needs and collateral grow, so can your ability to borrow.